What’s more, Gumroad founder Sahil Lavingia points out that his service is the only one to deal with credit card companies directly: “everyone else uses PayPal as their main processor or sole processor. This means that they’re just making PayPal bigger, and will never own the entire experience.”

This is a strong argument in Gumroad’s favor, since having to deal with less intermediaries is always better. And this means Gumroad works even in countries where Paypal isn’t available, such as Serbia or Pakistan.

• Supported payment processors: credit card
• Used by: 39Argyle, others
• Pros: no monthly fees; supports credit cards; works in countries where Paypal doesn’t (Serbia, Pakistan, etc.)
• Cons: expensive for cheaper, high-volume products
• Special feature: pays you all of your profits at the end of the month

Full-Stack Payments

You don’t need a merchant account or gateway. Stripe handles everything, including storing cards, subscriptions, and direct payouts to your bank account.

To make it all happen, we work closely with some of the best financial institutions in the world.

Skip the Sensitive Stuff

Stripe.js lets you build your own payment forms while still avoiding most PCI requirements.

Credit cards go directly to Stripe’s secure environment, and never hit your servers. Learn more

An API that Gets out of your way

It’s so easy, we’ve embedded a bunch of examples right here. Copy some of these requests into your terminal and check out what happens.

With wrappers in Ruby, PHP, Python and more, you can get started in minutes. Learn more

Pricing like it should be

2.9% + 30 cents per successful charge. No setup fees, no monthly fees, no card storage fees, no hidden costs: you only get charged when you earn money.

Earnings are transferred to your bank account on a 7 day rolling basis. Pricing details

• “No one wants to die. Even people who want to go to heaven don’t want to die to get there. And yet death is the destination we all share. No one has ever escaped it. And that is as it should be, because Death is very likely the single best invention of Life. It is Life’s change agent. It clears out the old to make way for the new. Right now the new is you, but someday not too long from now, you will gradually become the old and be cleared away. Sorry to be so dramatic, but it is quite true.”

• Your work is going to fill a large part of your life, and the only way to be truly satisfied is to do what you believe is great work. And the only way to do great work is to love what you do. If you haven’t found it yet, keep looking. Don’t settle. As with all matters of the heart, you’ll know when you find it. And, like any great relationship, it just gets better and better as the years roll on. So keep looking until you find it. Don’t settle.”

• “You can’t connect the dots looking forward; you can only connect them looking backwards. So you have to trust that the dots will somehow connect in your future. You have to trust in something — your gut, destiny, life, karma, whatever. This approach has never let me down, and it has made all the difference in my life.”

• Being the richest man in the cemetery doesn’t matter to me … Going to bed at night saying we’ve done something wonderful… that’s what matters to me.”

(Reuters) Apple Inc co-founder and former CEO Steve Jobs, counted among the greatest American CEOs of his generation, died on Wednesday at the age of 56, after a years-long and highly public battle with cancer and other health issues.

Jobs’ death was announced by Apple in a statement late on Wednesday.

The Silicon Valley icon who gave the world the iPod and the iPhone resigned as CEO of the world’s largest technology corporation in August, handing the reins to current chief executive Tim Cook.

Jobs, who fought a rare form of pancreatic cancer, was deemed the heart and soul of a company that rivals Exxon Mobil as the most valuable in America.

The real star of  Today’s show will not be the hardware, though. This event will focus on software, specifically one piece of software that Apple is launching tomorrow: the iPhone Assistant.

Assistant is the successor to Siri, the iPhone app that helped users with their daily tasks with natural language voice commands. Ask Siri to find a restaurant for you, and it could not only complete your requests, but it could also help you book a reservation. It could grab movie ratings, find you a taxi, perform Google searches and much more. Most of all, it learned from your actions and refined its recommendations accordingly.

The technology that powered Siri was born from SRI’s CALO project, the largest Artificial Intelligence project in U.S. history. It’s complex technology that linked machine learning to natural language. In other words, it’s technology that made Artificial Intelligence accessible and useful to the regular person.

Two months after its launch, Apple acquired Siri for more than $200 million.

Today, Siri will be reborn as Assistant. And while we have not had a chance to play with Assistant ourselves, we’ve heard amazing things from the people who have used it.

Say you’re in a new city and you’re really craving Chinese. In the past, you might have pulled up the Yelp App, performed a search on Yelp and combed through results. With Assistant, you can say to your iPhone, “Please find me a Chinese restaurant within a mile of my location.”

Instead of searching for the taxi company’s number, Assistant will find it for you. Instead of searching through your apps, Assistant will open up your app and tell the app what you want it to do (we eventually expect APIs that will allow users to directly access their apps via Assistant).

And yes, Assistant will be able to transcribe your texts and perform web searches, much like Google’s Android OS. Assistant will utilize Nuance’s advance voice-recognition technology to accomplish these tasks.

The key though is that Assistant will learn. It will figure out what results you don’t like, what restaurants you frequent, and what people you want to talk to the most. It will adapt to your needs and become more than just a module for voice commands.

Here what it might look like.

All the fonts featured in this compilation are free to use, however some restrictions may apply. Please check the specific terms of use for each font in the download file. Here you’ll find 10 free thin fonts.

Click here to download

One of the major changes announced is called Timeline which is basically the story of your life. While I’m sure there will be outrage from many Facebook users, I welcome the change and cannot wait for this to be rolled out later this month. I also can’t wait for my Fan Page (PaynesBrain) to be upgraded

I was actually so happy about the change that I couldn’t wait to upgrade, so below are the steps you will need to take to upgrade to the new timeline profile if you can’t wait an entire week like me.

Here’s what my new timeline profile looks like.

Setting up the new timeline is quite easy and should only take 5 mins (maybe longer for those who have difficulty typing) of your time:

Step 1

- Search “developer’ from Facebook Search. Click the first result which should look like this. Caution, you will need to grant access to the app for your account. I’m sure this shouldn’t be too much of a problem as Facebook already has all of your information.

Step 3

- Complete the captcha request (Facebook wants to make sure you are human after all) and head over to your app settings where you will click on the open graph tab to create an action for your app.

Step 4

- Create an action for your app. As you can see from the pic above, I used read book. While this may come as a surprise to some, I do read books. Recently read “The Thank You Economy” and I’m currently reading “Made to Stick“

 

Step 5

- This one is pretty straight forward. Submit your app with the confirmation pages at the bottom.

 

Step 6

- This is where the magic takes place. Once the wizards from Facebook accept your app, takes about a min, visit www.facebook.com and you will magically see and invite to try timeline.

 

Step 7

- Click Accept and BOOM…your done.

 

Step 8

- Deciding on your cover photo. Please keep it tasteful but for those of you who like to hack your friends Facebook accounts, this will provide you with a great opportunity to pull a great prank on someone.

 

Step 9

- Announce to everyone that you upgraded to timeline and give them to this article to show your appreciation because they will not be able to see your new profile until they upgrade themselves. That is until later next week.

 

Step 10

- Now try explaining this to your mom, your dad, and grandma…have fun with that.

Please respond to each of the following (admittedly unscientific) mini-polls, where we hope to harness the wisdom of crowds, whose collective IQ is way beyond that of any individual’s. Please vote for what you think is the most likely answer — not the one you’d most like to see. Pass this along, and if we get enough responses, we might be able to see into the future.

We’ll check back after Tuesday’s Apple event and see just how accurate we were.